A white tank top, jeans, a necklace that rocks everything. In New York, in front of the legendary Electric Lady Studios, Dua Lipa created one of the most talked about looks of the summer: an ultra simple white silhouette, electrified by an XXL gold charm necklace. The accessory that we thought was playful suddenly becomes the most fashionable piece of the moment.
Barely back from her honeymoon with Callum Turner, the singer appeared in a close-fitting tank top, white jeans, black Chrome Hearts belt, gold braided chain, Bulgari watch, several rings, gray Chloé Paddington bag and black Christian Louboutin mules. But all eyes fall on this golden necklace loaded with heart-shaped charms and padlocks: the demonstration that the star accessory of summer 2026 is worn big, assertive, and takes all the spotlight.
Dua Lipa, instructions for the XXL charm necklace
On this New York look, the necklace falls just below the base of the neck, resting on bare skin. The oversized charms, suspended from a thick golden chain, draw an almost architectural line that structures the silhouette. No need for prints or strong colors: this giant grigri is enough in itself to give depth to the tank top + jeans combo.
And then there is controlled accumulation. The matching braided chain, the Bulgari watch and the gold rings frame the necklace without competing with it. This is exactly the principle of statement jewelry: a single, very strong element, surrounded by more discreet pieces, capable of transforming a basic into a fashionista outfit.
From Celine catwalks to royal power chains
This taste for oversized charms does not come out of nowhere. During the Celine fall-winter 2025-2026 fashion show, Michael Rider imagined imposing bracelets with large chains, loaded with charms representing hands, dice or tennis rackets. These manifest jewels, thought of as modern talismans, launched a shift towards bohemian, sunny and very free pieces.
The XXL jewelry wave then extended to massive chains. Kate Middleton recently swapped the historic jewels for a Laura Lombardi gold chain necklace, worn with a crisp blue suit. At Miu Miu, Gucci or Ferragamo, the necklaces are large, the links clearly visible, the gold very shiny, often worn alone as the center of the look. Even snake knit is making a notable comeback, with videos racking up more than 14 million views on TikTok.
Adopt the XXL charm necklace in 2026
Good news, the Dua Lipa formula remains easy to copy. Minimalist base, strong collar, rest of the measured styling. Some quick ideas:
- White tank top or tank top + straight jeans + gold XXL charm necklace.
- Plain column dress + flat sandals + colorful charm necklace.
- Oversized blazer, white t-shirt, raw jeans + thick chain punctuated with a few charms.
In terms of choice, the 2026 costume jewelry trends focus on shiny metals (gold or silver stainless steel), colored resin and natural stones such as strawberry quartz, amethyst or yellow sapphire. The charms adopt lucky symbols – stars, moons, clovers, protective hands, tarot cards – in a vintage spirit of the 60s and 70s and 2000s nostalgia. You can play with accumulation, but let the necklace remain the most visible piece around the neck.
What necklace is Dua Lipa wearing in New York in July 2026?
This is a short gold necklace with large links, decorated with XXL heart-shaped charms and padlocks. The jewel is worn alone in the center of the bust, complemented by a thinner braided chain.
How to wear an XXL charm necklace without overpowering your look?
Focus on a plain and simple outfit, avoid large patterns near the neck, keep the necklace as the only really massive piece. The other jewelry, finer, is only used to accompany it.
What types of charms are trending on XXL necklaces in 2026?
There are many colored natural stones, lucky symbols (clovers, stars, moons, hands), hearts, padlocks, sometimes astro or tarot references. The idea remains to personalize your necklace like a chic grigri.
Sources
- Grazia
“Even Kate Middleton adopted “the trendiest necklace of the season”, perfect for rejuvenating a look”
